The Medicare Deadline That Costs You Every Month #shorts #medicare

#Medicare #MedicareExplained #Turning65
⏰ Miss the wrong Medicare enrollment window and your premium goes UP every month — FOREVER. Not clickbait.

In under 2 minutes, we break down the 3 Medicare enrollment windows:

✅ Window 1: Initial Enrollment Period — 7 months: 3 before your 65 birthday month, your birthday month, and 3 after.

✅ Window 2: Open Enrollment — Oct 15 to Dec 7 every year. Switch plans, drop bad ones, or move between Medicare Advantage & Original Medicare.

✅ Window 3: Special Enrollment Periods — Still working at 65 with employer coverage (20+ employees)? Delay Part B penalty-free, but you only get 8 months after coverage ends (63 days for drug coverage!). COBRA & retiree plans DON'T count.

⚠️ THE PENALTIES:
🔸 Part B: +10% per full year you waited — every month, forever
🔸 Part D: +1% per month without drug coverage — never goes away

📅 Put these dates on your calendar TODAY.

💬 Which window are YOU in? Tell us in the comments!

Always confirm your dates at Medicare.gov ✔️

#Medicare #MedicareEnrollment #Turning65 #MedicareExplained #MedicarePenalties #SeniorHealth #MedicareAdvantage #Retirement #MedicareTips #PartB #PartD #OpenEnrollment #Shorts