Will your 2027 Social Security COLA be eaten by Medicare Part B

#HoldHarmless #SocialSecurity2027 #MedicarePartB
Will your 2027 Social Security COLA be eaten by Medicare Part B premiums? Learn how the hold harmless provision affects your check.

This video explains how the 3.6% cost of living adjustment interacts with your healthcare costs. We break down the math to show how your net Social Security benefit changes when Medicare Part B premiums rise, and we clarify exactly which beneficiaries are protected from the full impact of these increases.

We also compare 2026 and 2027 figures to help you understand your actual retirement income. By reviewing these projections, you can determine if your specific situation qualifies for the hold harmless rule to prevent a decrease in your monthly deposit.

👉 Free worksheet + COLA-vs-premium calculator: https://drive.google.com/file/d/1jwKsll1vzM1f7emUkedbzOQnOPqtmAPf/view?usp=drive_link

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⏱ Chapters
0:00 The Hidden Rule Affecting Your Social Security
0:47 How the Hold Harmless Provision Works
1:59 Are You Actually Eligible for Protection?
4:08 How to Verify Your Own Benefit Statement

⚠️ This video is general information only, not personal advice. The 2027 Part B figure is a Trustees projection — the official number comes from CMS. Always verify at SSA.gov, Medicare.gov, or with a SHIP counselor.

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#COLA2027 #IRMAA #RetirementPlanning #SeniorWealthBluePrint